{"id":13370,"date":"2025-11-29T15:34:24","date_gmt":"2025-11-29T15:34:24","guid":{"rendered":"https:\/\/jornal365.com.br\/?p=13370"},"modified":"2025-12-25T01:44:14","modified_gmt":"2025-12-25T01:44:14","slug":"alemanha-cartao-funil1-como-solicitar-amex","status":"publish","type":"post","link":"https:\/\/jornal365.com.br\/sl\/financas\/alemanha-cartao-funil1-como-solicitar-amex\/","title":{"rendered":"Como Solicitar o Cart\u00e3o AmEx Payback na Alemanha (Vers\u00e3o B\u00e1sica)"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13370\" class=\"elementor elementor-13370\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1368484 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"1368484\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f9ddc22 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f9ddc22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1097d6a elementor-widget elementor-widget-html\" data-id=\"1097d6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"ad-label\" style=\"font-size:10px;text-align:center;color:#000;\">Oglas<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e02f15 elementor-widget elementor-widget-text-editor\" data-id=\"1e02f15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>O Cart\u00e3o American Express Payback \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e busca um cart\u00e3o de cr\u00e9dito internacional, com programa de recompensas, controle total pelo aplicativo e <strong data-start=\"458\" data-end=\"474\">sem anuidade<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f18c1ae e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f18c1ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca27a8e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"ca27a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-676162d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"676162d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/jornal365.com.br\/sl\/finance\/alemanha-cartao-funil1-mywage\/\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"516\" height=\"322\" src=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A.webp\" class=\"attachment-full size-full wp-image-13389\" alt=\"MyWage Florin\" srcset=\"https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A.webp 516w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A-300x187.webp 300w, https:\/\/jornal365.com.br\/wp-content\/uploads\/2025\/11\/wrsj7tykXwYs4qHBnzL5MU43A-18x12.webp 18w\" sizes=\"(max-width: 516px) 100vw, 516px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b72a4b3 elementor-widget elementor-widget-text-editor\" data-id=\"b72a4b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\" data-start=\"482\" data-end=\"512\"><strong data-start=\"486\" data-end=\"510\">Cart\u00e3o MyWage FLORIN<\/strong><\/h3>\n<p style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e824ab7 elementor-widget elementor-widget-text-editor\" data-id=\"e824ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sem Anuidade<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d049dfc elementor-widget elementor-widget-button\" data-id=\"d049dfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/jornal365.com.br\/sl\/finance\/alemanha-cartao-funil1-mywage\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">POZOVITE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-825285a elementor-widget elementor-widget-text-editor\" data-id=\"825285a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(preusmerjeni boste na drugo stran)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91e779b elementor-widget elementor-widget-text-editor\" data-id=\"91e779b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"598\" data-end=\"792\">Vinculado ao programa de pontos <strong data-start=\"630\" data-end=\"641\">Payback<\/strong>, o cart\u00e3o combina tecnologia, benef\u00edcios exclusivos e seguran\u00e7a nas compras do dia a dia \u2014 seja online, em lojas f\u00edsicas ou em viagens internacionais.<\/p>\n<p data-start=\"794\" data-end=\"1078\">Com o Cart\u00e3o AmEx Payback, voc\u00ea controla tudo pelo aplicativo, acumula pontos em todas as compras e conta com a credibilidade de uma das marcas financeiras mais reconhecidas do mundo. Aceito internacionalmente, ele \u00e9 ideal para quem busca <strong data-start=\"1033\" data-end=\"1077\">economia, praticidade e benef\u00edcios reais<\/strong>.<\/p>\n<hr data-start=\"1080\" data-end=\"1083\" \/>\n<h2 data-start=\"1085\" data-end=\"1144\"><strong data-start=\"1088\" data-end=\"1144\">\u2705 Passo a Passo para Solicitar o Cart\u00e3o AmEx Payback<\/strong><\/h2>\n<h3 data-start=\"1146\" data-end=\"1201\"><strong data-start=\"1150\" data-end=\"1199\">1. Acesse o site da American Express Alemanha<\/strong><\/h3>\n<p data-start=\"1202\" data-end=\"1347\">Entre no site oficial da American Express na Alemanha e inicie sua solicita\u00e7\u00e3o online.<br data-start=\"1288\" data-end=\"1291\" \/>Procure pela op\u00e7\u00e3o <strong data-start=\"1310\" data-end=\"1346\">\u201cPayback American Express Karte\u201d<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6e6ee elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4a6e6ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.americanexpress.com\/de-de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 Acesse o Portal AMERICAN EXPRESS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03684 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-parent\" data-id=\"db03684\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3dfcaad e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"3dfcaad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf311a6 elementor-widget elementor-widget-text-editor\" data-id=\"bf311a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(preusmerjeni boste na drugo stran)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7b01c elementor-widget elementor-widget-text-editor\" data-id=\"ef7b01c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-start=\"1439\" data-end=\"1480\"><strong data-start=\"1443\" data-end=\"1478\">2. Preencha seus dados pessoais<\/strong><\/h3>\n<p data-start=\"1481\" data-end=\"1491\">Informe:<\/p>\n<ul data-start=\"1492\" data-end=\"1592\">\n<li data-start=\"1492\" data-end=\"1509\">\n<p data-start=\"1494\" data-end=\"1509\">Polno ime<\/p>\n<\/li>\n<li data-start=\"1510\" data-end=\"1534\">\n<p data-start=\"1512\" data-end=\"1534\">Endere\u00e7o na Alemanha<\/p>\n<\/li>\n<li data-start=\"1535\" data-end=\"1547\">\n<p data-start=\"1537\" data-end=\"1547\">Telefone<\/p>\n<\/li>\n<li data-start=\"1548\" data-end=\"1558\">\n<p data-start=\"1550\" data-end=\"1558\">E-mail<\/p>\n<\/li>\n<li data-start=\"1559\" data-end=\"1592\">\n<p data-start=\"1561\" data-end=\"1592\">Dados banc\u00e1rios (IBAN alem\u00e3o)<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1594\" data-end=\"1643\">O formul\u00e1rio est\u00e1 dispon\u00edvel em alem\u00e3o ou ingl\u00eas.<\/p>\n<hr data-start=\"1645\" data-end=\"1648\" \/>\n<h3 data-start=\"1650\" data-end=\"1684\"><strong data-start=\"1654\" data-end=\"1682\">3. Po\u0161ljite svoje dokumente<\/strong><\/h3>\n<p data-start=\"1685\" data-end=\"1855\">Ser\u00e1 necess\u00e1rio enviar um documento de identidade v\u00e1lido (Passaporte ou Personalausweis).<br data-start=\"1774\" data-end=\"1777\" \/>A verifica\u00e7\u00e3o \u00e9 feita digitalmente via <strong data-start=\"1816\" data-end=\"1836\">VideoIdent\/WebID<\/strong>, sem sair de casa.<\/p>\n<hr data-start=\"1857\" data-end=\"1860\" \/>\n<h3 data-start=\"1862\" data-end=\"1906\"><strong data-start=\"1866\" data-end=\"1904\">4. Verifica\u00e7\u00e3o de cr\u00e9dito (Schufa)<\/strong><\/h3>\n<p data-start=\"1907\" data-end=\"2036\">A American Express realiza uma an\u00e1lise de cr\u00e9dito padr\u00e3o.<br data-start=\"1964\" data-end=\"1967\" \/>Ter um bom hist\u00f3rico no <strong data-start=\"1991\" data-end=\"2001\">Schufa<\/strong> aumenta suas chances de aprova\u00e7\u00e3o.<\/p>\n<hr data-start=\"2038\" data-end=\"2041\" \/>\n<h3 data-start=\"2043\" data-end=\"2095\"><strong data-start=\"2047\" data-end=\"2093\">5. Aguarde a aprova\u00e7\u00e3o e emiss\u00e3o do cart\u00e3o<\/strong><\/h3>\n<p data-start=\"2096\" data-end=\"2249\">Ap\u00f3s aprovado, o cart\u00e3o ser\u00e1 emitido e enviado gratuitamente para seu endere\u00e7o na Alemanha.<br data-start=\"2187\" data-end=\"2190\" \/>O prazo de entrega costuma ser entre <strong data-start=\"2227\" data-end=\"2248\">5 in 10 delovnih dni<\/strong>.<\/p>\n<hr data-start=\"2251\" data-end=\"2254\" \/>\n<h3 data-start=\"2256\" data-end=\"2295\"><strong data-start=\"2260\" data-end=\"2293\">6. Ative o cart\u00e3o no app AmEx<\/strong><\/h3>\n<p data-start=\"2296\" data-end=\"2458\">Depois de receber o cart\u00e3o, basta ativ\u00e1-lo pelo aplicativo da American Express.<br data-start=\"2375\" data-end=\"2378\" \/>Voc\u00ea tamb\u00e9m poder\u00e1 adicion\u00e1-lo ao <strong data-start=\"2412\" data-end=\"2425\">Apple Pay<\/strong> ali <strong data-start=\"2429\" data-end=\"2443\">Google Pay<\/strong> imediatamente.<\/p>\n<hr data-start=\"2460\" data-end=\"2463\" \/>\n<h2 data-start=\"2465\" data-end=\"2497\"><strong data-start=\"2468\" data-end=\"2497\">\ud83d\udcc4 Documentos Necess\u00e1rios<\/strong><\/h2>\n<ul data-start=\"2498\" data-end=\"2731\">\n<li data-start=\"2498\" data-end=\"2564\">\n<p data-start=\"2500\" data-end=\"2564\">Documento de identidade v\u00e1lido (Passaporte ou Personalausweis)<\/p>\n<\/li>\n<li data-start=\"2565\" data-end=\"2603\">\n<p data-start=\"2567\" data-end=\"2603\">IBAN de conta banc\u00e1ria na Alemanha<\/p>\n<\/li>\n<li data-start=\"2604\" data-end=\"2640\">\n<p data-start=\"2606\" data-end=\"2640\">Endere\u00e7o residencial na Alemanha<\/p>\n<\/li>\n<li data-start=\"2641\" data-end=\"2670\">\n<p data-start=\"2643\" data-end=\"2670\">N\u00famero de telefone alem\u00e3o<\/p>\n<\/li>\n<li data-start=\"2671\" data-end=\"2731\">\n<p data-start=\"2673\" data-end=\"2731\">Comprovante de renda (pode ser solicitado em alguns casos)<\/p>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1074f79 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1074f79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.americanexpress.com\/de-de\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\ud83d\udc49 Acesse o Portal AMERICAN EXPRESS<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f488955 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"f488955\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52b03ab elementor-widget elementor-widget-text-editor\" data-id=\"52b03ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 style=\"text-align: center;\" data-start=\"513\" data-end=\"591\">(preusmerjeni boste na drugo stran)<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45ecf69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no e-con e-child\" data-id=\"45ecf69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ac5ac elementor-widget elementor-widget-text-editor\" data-id=\"e1ac5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-start=\"2823\" data-end=\"2869\"><strong data-start=\"2826\" data-end=\"2869\">\ud83d\udcf1 Funcionalidades Digitais e Seguran\u00e7a<\/strong><\/h2>\n<ul data-start=\"2870\" data-end=\"3214\">\n<li data-start=\"2870\" data-end=\"2914\">\n<p data-start=\"2872\" data-end=\"2914\">Cart\u00e3o f\u00edsico com tecnologia contactless<\/p>\n<\/li>\n<li data-start=\"2915\" data-end=\"2967\">\n<p data-start=\"2917\" data-end=\"2967\">Cart\u00e3o virtual para compras online com seguran\u00e7a<\/p>\n<\/li>\n<li data-start=\"2968\" data-end=\"3011\">\n<p data-start=\"2970\" data-end=\"3011\">Notifica\u00e7\u00f5es instant\u00e2neas de transa\u00e7\u00f5es<\/p>\n<\/li>\n<li data-start=\"3012\" data-end=\"3072\">\n<p data-start=\"3014\" data-end=\"3072\">Controle de limites, faturas e cart\u00f5es adicionais no app<\/p>\n<\/li>\n<li data-start=\"3073\" data-end=\"3114\">\n<p data-start=\"3075\" data-end=\"3114\">Compat\u00edvel com Apple Pay e Google Pay<\/p>\n<\/li>\n<li data-start=\"3115\" data-end=\"3147\">\n<p data-start=\"3117\" data-end=\"3147\">Dvostopenjska avtentifikacija<\/p>\n<\/li>\n<li data-start=\"3148\" data-end=\"3214\">\n<p data-start=\"3150\" data-end=\"3214\">Consulta e resgate de pontos Payback diretamente pelo aplicativo<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"3216\" data-end=\"3219\" \/>\n<h2 data-start=\"3221\" data-end=\"3242\"><strong data-start=\"3224\" data-end=\"3240\">\ud83d\udcdd Conclus\u00e3o<\/strong><\/h2>\n<p data-start=\"3243\" data-end=\"3506\">O <strong data-start=\"3245\" data-end=\"3277\">Cart\u00e3o AmEx Payback (b\u00e1sico)<\/strong> \u00e9 perfeito para residentes na Alemanha que buscam um cart\u00e3o moderno, seguro, sem anuidade e com benef\u00edcios reais. Al\u00e9m de ser internacional, ele oferece acesso ao programa de pontos Payback e permite controle total pelo celular.<\/p>\n<p data-start=\"3508\" data-end=\"3785\">A combina\u00e7\u00e3o da confian\u00e7a da American Express com o maior programa de fidelidade da Alemanha tornam esse cart\u00e3o uma das melhores op\u00e7\u00f5es para quem deseja <strong data-start=\"3661\" data-end=\"3675\">economizar<\/strong>, ganhar recompensas e ter praticidade no dia a dia \u2014 tudo sem burocracia e com o suporte de uma marca global.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>An\u00fancio O Cart\u00e3o American Express Payback \u00e9 uma excelente op\u00e7\u00e3o para quem vive na Alemanha e busca um cart\u00e3o de cr\u00e9dito internacional, com programa de recompensas, controle total pelo aplicativo e sem anuidade. Cart\u00e3o MyWage FLORIN \u00a0 Sem Anuidade SOLICITAR (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) Vinculado ao programa de pontos Payback, o cart\u00e3o combina tecnologia, benef\u00edcios exclusivos e seguran\u00e7a nas compras do dia a dia \u2014 seja online, em lojas f\u00edsicas ou em viagens internacionais. Com o Cart\u00e3o AmEx Payback, voc\u00ea controla tudo pelo aplicativo, acumula pontos em todas as compras e conta com a credibilidade de uma das marcas financeiras mais reconhecidas do mundo. Aceito internacionalmente, ele \u00e9 ideal para quem busca economia, praticidade e benef\u00edcios reais. \u2705 Passo a Passo para Solicitar o Cart\u00e3o AmEx Payback 1. Acesse o site da American Express Alemanha Entre no site oficial da American Express na Alemanha e inicie sua solicita\u00e7\u00e3o online.Procure pela op\u00e7\u00e3o \u201cPayback American Express Karte\u201d. \ud83d\udc49 Acesse o Portal AMERICAN EXPRESS (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) 2. Preencha seus dados pessoais Informe: Nome completo Endere\u00e7o na Alemanha Telefone E-mail Dados banc\u00e1rios (IBAN alem\u00e3o) O formul\u00e1rio est\u00e1 dispon\u00edvel em alem\u00e3o ou ingl\u00eas. 3. Envie seus documentos Ser\u00e1 necess\u00e1rio enviar um documento de identidade v\u00e1lido (Passaporte ou Personalausweis).A verifica\u00e7\u00e3o \u00e9 feita digitalmente via VideoIdent\/WebID, sem sair de casa. 4. Verifica\u00e7\u00e3o de cr\u00e9dito (Schufa) A American Express realiza uma an\u00e1lise de cr\u00e9dito padr\u00e3o.Ter um bom hist\u00f3rico no Schufa aumenta suas chances de aprova\u00e7\u00e3o. 5. Aguarde a aprova\u00e7\u00e3o e emiss\u00e3o do cart\u00e3o Ap\u00f3s aprovado, o cart\u00e3o ser\u00e1 emitido e enviado gratuitamente para seu endere\u00e7o na Alemanha.O prazo de entrega costuma ser entre 5 e 10 dias \u00fateis. 6. Ative o cart\u00e3o no app AmEx Depois de receber o cart\u00e3o, basta ativ\u00e1-lo pelo aplicativo da American Express.Voc\u00ea tamb\u00e9m poder\u00e1 adicion\u00e1-lo ao Apple Pay ou Google Pay imediatamente. \ud83d\udcc4 Documentos Necess\u00e1rios Documento de identidade v\u00e1lido (Passaporte ou Personalausweis) IBAN de conta banc\u00e1ria na Alemanha Endere\u00e7o residencial na Alemanha N\u00famero de telefone alem\u00e3o Comprovante de renda (pode ser solicitado em alguns casos) \ud83d\udc49 Acesse o Portal AMERICAN EXPRESS (Voc\u00ea ser\u00e1 redirecionado para outra p\u00e1gina) \ud83d\udcf1 Funcionalidades Digitais e Seguran\u00e7a Cart\u00e3o f\u00edsico com tecnologia contactless Cart\u00e3o virtual para compras online com seguran\u00e7a Notifica\u00e7\u00f5es instant\u00e2neas de transa\u00e7\u00f5es Controle de limites, faturas e cart\u00f5es adicionais no app Compat\u00edvel com Apple Pay e Google Pay Autentica\u00e7\u00e3o em dois fatores Consulta e resgate de pontos Payback diretamente pelo aplicativo \ud83d\udcdd Conclus\u00e3o O Cart\u00e3o AmEx Payback (b\u00e1sico) \u00e9 perfeito para residentes na Alemanha que buscam um cart\u00e3o moderno, seguro, sem anuidade e com benef\u00edcios reais. Al\u00e9m de ser internacional, ele oferece acesso ao programa de pontos Payback e permite controle total pelo celular. A combina\u00e7\u00e3o da confian\u00e7a da American Express com o maior programa de fidelidade da Alemanha tornam esse cart\u00e3o uma das melhores op\u00e7\u00f5es para quem deseja economizar, ganhar recompensas e ter praticidade no dia a dia \u2014 tudo sem burocracia e com o suporte de uma marca global.<\/p>","protected":false},"author":1,"featured_media":13405,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow2qXbCw:productID":"","neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[326],"tags":[],"post_folder":[],"class_list":["post-13370","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financas"],"_links":{"self":[{"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/posts\/13370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/comments?post=13370"}],"version-history":[{"count":23,"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/posts\/13370\/revisions"}],"predecessor-version":[{"id":17307,"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/posts\/13370\/revisions\/17307"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/media\/13405"}],"wp:attachment":[{"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/media?parent=13370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/categories?post=13370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/tags?post=13370"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/jornal365.com.br\/sl\/wp-json\/wp\/v2\/post_folder?post=13370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}